In most stallion syndicates, each shareholder individually insures their own interest in the horse, rather than there being one policy for the entire horse.

A mortality policy can be extended to cover the stallion in the event that he becomes totally and permanently infertile, impotent or incapable of serving mares as a result of an accident, illness or disease. This type of cover typically does not cover a stallion for being congenitally infertile.

Other additional policies include ‘Loss of Income’, where a loss of income occurs due to accident, infertility, illness or death.

Find out more about your bloodstock insurance options.